Sovereign Benefits

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Employee Benefits
Small Group Health Insurance
Large Group Health Insurance
Individual Health Insurance
Medicare
Dental
Vision

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FREQUENTLY ASKED QUESTIONS

Individual Health

• NYSOH PLANS
  
• FIDELIS
  
• EMBLEM
  
• EMPIRE BCBS
  
• OSCAR
  

Sovereign Financial has been providing insurance to families, individuals, and businesses since 2005. We are an independent agency, which means we represent you not the carrier.

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What type of health insurance plans are there?

How do the rules of the (ACA) Affordale Care Act effect me?

Sovereign Financial is a premiere insurance agency founded by George V. Caravousanos.  We specialize in Employee Benefits, Health, Group Health, Dental, Vision, Medicare – count on us to work hard to give you a competitive quote that includes all the discounts for which you qualify.

• EMBLEM
  
• EMPIRE BCBS
  
• CIGNA
  
• AETNA
  
• OSCAR
  
• OXFORD
  

Group Health

• FIRST UNITED AMERICAN
  
• UNITED HEALTHCARE
  
• EMPIRE
  
• AARP
  

MEDICARE

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